FNB Facebook Pixel

The First National Bank of Vinita, Grove, & Cleora | Full-Service Banking

Lost or Stolen Debit Card? After hours and on weekends, please call (800) 791-2525. | Fraud Prevention Services: (866) 842-5208

Edge Checking

FNB News

You have the Edge with our all-new Edge Checking Account.

You work hard for your money, and you know it makes sense to protect it and save it. Edge Checking helps keep your money safe and offers sound, value-added benefits so you can feel secure.

The following benefits are yours with Edge Checking:

  • Unlimited Check writing
  • No Minimum Balance Required
  • Free ATM or Check Card Available
  • Free Bill Pay
  • Free Online Banking
  • Free Mobile Banking
  • $700 Overdraft Privilege after 30 days*
  • IDProtect® Identity theft monitoring and resolution service1
  • Cellular Telephone Protection2

IDProtect® identity theft monitoring and resolution service for you, your joint account holders, and eligible family members1:

  • Identity theft Expense Reimbursement Coverage2
    Receive up to $10,000 to help pay expenses, clear your name and restore your identity, should you become the victim of identity fraud.
  • Comprehensive Identity Theft Resolutions Services
    Should you suffer identity theft, your very own IDProtect fraud resolution specialist will help you every step of the way until your identity is restored.
  • Debit and Credit Card Registration
    Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen. (Registration/activation required.)
  • 3-in-1 Credit File Monitoring3
    IDProtect will monitor your Equifax, Experian and TransUnion credit files daily, and automatically alert you if key changes occur. (Registration/activation required.)
  • 3-in-1 Credit Report
    Request an updated credit report every 90 days or upon receipt of alert. Each new report includes an updated single bureau credit score. Credit Score is a VantageScore 3.0 based on Equifax data. Third parties may use a diļ¬€erent type of credit score to assess your creditworthiness. (Registration/activation required.)
  • Total Identity Monitoring
    Monitoring of over 1,000 databases including credit, Social Security, public records, real property records, telephone and many others (Registration/activation required.)
  • Online Identity Theft News Center and Valuable Phone and Web Resources (Registration/activation required.)

Cellular Telephone Protection2

Cell phones are part of our daily lives. Replacing them if they are stolen or damaged can be costly. As an eligible account holder you receive up to $300 of Cellular Telephone Coverage to reimburse the cost of replacing or repairing your device. This valuable protection covers you whether you are at home or abroad (Cellular telephone bill must be paid using eligible account).

All of these features are included in your Edge Checking Account for a $4.95 monthly service charge.


*Restrictions apply. See our Overdraft Service Description policy.

1 IDProtect service is a personal identity theft protection service available to personal checking account owners, their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a "signer" on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

2 Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Refer to Guide to Benefit for complete details of coverage.

3 Credit file monitoring from Experian and TransUnion will take several days to begin following activation.

Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate

Recommend Us