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The First National Bank of Vinita, Grove, & Cleora | Full-Service Banking

Lost or Stolen Debit Card? After hours and on weekends, please call (800) 791-2525. | Fraud Prevention Services: (866) 842-5208

Edge to Edge Checking

FNB News

You have the Edge with our all-new Edge to Edge Checking Account.

You work hard for your money, and you know it makes sense to protect it and save it. Edge to Edge Checking helps keep your money safe and offers sound, value-added benefits so you can feel secure.

The following benefits are yours with Edge to Edge Checking:

  • Unlimited check writing
  • No minimum balance required
  • Free ATM or check card available
  • Free Bill Pay
  • Free online banking
  • Free mobile banking
  • Free text banking
  • $700 overdraft privilege after 30 days*
  • IDProtect® identity theft monitoring and resolution service1
  • Cellular telephone protection2

IDProtect® – Identity Theft Monitoring and Resolution Service for you, your joint account owners, and eligible family members1:

  • Up to $10,000 Identity Theft Expense Reimbursement Coverage2
    Receive up to $10,000 to help pay expenses, clear your name and restore your identity, should you become the victim of identity fraud.– to cover expenses associated with restoring your identity.
  • Fully Managed Identity Theft Resolution Services
    Access to a dedicated fraud specialist assigned to manage your case who will work with you until your identity is restored.
  • Identity Theft Recovery Case Plan
    To inform you of the recovery process.
  • Credit File Monitoring3
    Daily credit file monitoring and automated alerts of key changes to your Experian, Equifax and TransUnion credit reports. (Registration/activation required.)
  • Total Identity Monitoring
    Monitoring of more than 1,000 databases and public records to identify suspicious activity, including credit header information, phone records, United States Postal Service records, and more. A risk rating is generated with each monthly scan and if your scan reflects a high-risk score, you will be notified. (Registration/activation required.)
  • 3-in-1 Credit Report
    IDProtect will monitor your Equifax, Experian and TransUnion credit files daily, and automatically alert you if key changes occur. (Registration/activation required.)
  • Credit Score
    Receive a new single bureau credit score with every new credit report. Credit Score is a VantageScore 3.0 based on Equifax data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. (Registration/activation required)
  • Debit and Credit Card Registration
    Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen. (Registration/activation required)
  • Online Identity Theft News Center and valuable phone and web resources. (Registration/activation required)

Cellular Telephone Protection2

Receive up to $300 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. (Cellular telephone bill must be paid using eligible account.)

All of these features are included in your Edge to Edge Checking account for a $4.95 monthly service charge.


*Restrictions apply. See our Overdraft Service Description policy.

1 IDProtect service is a personal identity theft protection service available to personal checking account owners, their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a "signer" on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

2 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance.

3 Credit file monitoring from Experian and TransUnion will take several days to begin following activation.

Insurance Products are not insured by the FDIC or any Federal Government Agency; Not a deposit of or guaranteed by the Bank or any Bank Affiliate.

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